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Making an offer on a home without being pre-qualified.
Prequalification will make your life easier – so take the time to speak with a lender. Their specific questions in regard to income, debt, etc., will help you determine the price range you can afford. It is an important step on the path to home ownership.
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Not having a home inspection
Trying to save money today can end up costing you tomorrow. A qualified home inspector will detect issues that many buyers can overlook.
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Limited your search to open houses, ads or the Internet.
Many homes listed in magazines or on the Internet have already been sold. Your best course of action is to give me a call. I have up-to-date information that is unavailable to the general public and I can be your best resource to assist you in finding the home you want.
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Choosing a Real Estate Agent who is not committed to forming a strong business relationship with you.
Making a connection with the right Realtor® is crucial. I hope that you will choose me. I am dedicated to serving your needs – before, during and after the sale. I am with you all the way.
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Thinking there is only one perfect house out there.
Buying a home is a process of elimination, not selection. New properties arrive on the market daily, so be open to all possibilities. I can provide you with a comparative market analysis. This compares similar homes that have recently sold, or are still for sale.
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Not Considering long-term needs.
It is important to think ahead. Will the home suit your needs 3 to 5 years from now?
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Not examining insurance issues
Purchase adequate insurance. Advice from an insurance agent can provide you with answers to any concerns you may have.
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Not buying a home protection plan.
This is essentially a mini insurance policy that usually lasts one year from the close of escrow. It usually covers basic repairs you may encounter and can be purchased for a nominal fee. I can help you find the protection plan you need.
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Not knowing total costs involved.
Early in the buying process ask your lender, or myself for an estimate of closing costs. Title Company and attorney fees should be considered. It is best to pre-pay responsibilities such as insurance, set up costs, adjustments. Remember to examine your settlement statement prior to closing.
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Not following through on due diligence.
Buyers should make a list of any concerns they have relating to issues such as: crime rates, schools, power lines, neighbors, environmental conditions, etc. Ask the important questions before you make an offer on a home. Be diligent so that you can have confidence in your purchase.
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